Cheddar Chowder

Cheddar Chowder

2 C water
2 C potatoes (diced)
1/2 C carrots (diced)
1/2 C celery (diced)
1/4 C chopped onion
1 t. salt
1/4 t. pepper
1/4 C margarine
1/4 C flour
2 C milk
2 C grated cheddar cheese
1 C cubed ham


Combine water, potatoes, carrots, celery, onion, salt and pepper in a large kettle. Boil for 10-12 minutes.
In a small saucepan, make the white sauce by melting the butter, and adding the flour. Stir until smooth. Slowly add the milk and cook til thickened. Add the cheddar cheese to the white sauce and stir until melted.
Add the sauce and the cubed ham to the soup.